:root{
  --bg:#f5f7fb;--card:#fff;--text:#141821;--muted:#657084;--line:#e4e8ef;--accent:#2267ff;--accent2:#0e4ed7;--soft:#eef4ff;--warn:#fff7e8;--warn-line:#f4d49a;--ok:#eaf8ef;--ok-text:#18653a;--shadow:0 12px 36px rgba(29,42,66,.08);--radius:20px
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--text);font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Noto Sans KR",Arial,sans-serif;line-height:1.65}a{color:inherit;text-decoration:none}button,input,select{font:inherit}.wrap{width:min(1080px,calc(100% - 32px));margin:0 auto}.topbar{background:#101522;color:#fff}.topbar .wrap{padding:9px 0;font-size:13px;display:flex;gap:8px;align-items:center}.header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.92);backdrop-filter:blur(12px);border-bottom:1px solid rgba(228,232,239,.9)}.header-inner{height:64px;display:flex;align-items:center;justify-content:space-between;gap:18px}.brand{display:flex;align-items:center;gap:10px;font-weight:800;letter-spacing:-.03em}.brand-mark{width:34px;height:34px;border-radius:11px;background:linear-gradient(145deg,#2267ff,#66a1ff);display:grid;place-items:center;color:white;font-weight:900;box-shadow:0 7px 18px rgba(34,103,255,.25)}.nav{display:flex;gap:22px;font-size:14px;color:#455066}.nav a:hover{color:var(--accent)}.hero{padding:68px 0 28px}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:30px;align-items:stretch}.eyebrow{display:inline-flex;align-items:center;gap:7px;padding:7px 11px;border-radius:999px;background:var(--soft);color:var(--accent2);font-size:13px;font-weight:700}.hero h1{font-size:clamp(38px,6vw,68px);line-height:1.04;letter-spacing:-.055em;margin:18px 0 18px;max-width:720px}.hero p{font-size:18px;color:var(--muted);max-width:670px;margin:0 0 24px}.hero-note{font-size:13px;color:#6d7688}.checker{background:var(--card);border:1px solid var(--line);border-radius:26px;padding:24px;box-shadow:var(--shadow)}.checker h2{margin:0 0 4px;font-size:24px;letter-spacing:-.03em}.checker .sub{margin:0 0 18px;color:var(--muted);font-size:14px}.field{margin:14px 0}.field label{display:block;font-weight:700;margin-bottom:7px;font-size:14px}.field select{width:100%;border:1px solid #d7dce6;border-radius:13px;background:#fff;padding:12px 13px;color:#1c2532}.field select:focus{outline:3px solid rgba(34,103,255,.13);border-color:#8cb0ff}.btn{width:100%;border:0;background:var(--accent);color:#fff;border-radius:14px;padding:13px 16px;font-weight:800;cursor:pointer;margin-top:7px}.btn:hover{background:var(--accent2)}.result{display:none;margin-top:16px;border-top:1px solid var(--line);padding-top:16px}.result.show{display:block}.result-item{border:1px solid var(--line);border-radius:14px;padding:14px;margin-top:10px}.result-item strong{display:block;margin-bottom:4px}.tag{display:inline-flex;align-items:center;padding:4px 8px;border-radius:999px;font-size:12px;font-weight:800;background:var(--soft);color:var(--accent2);margin-bottom:8px}.tag.green{background:var(--ok);color:var(--ok-text)}.section{padding:34px 0}.section h2{font-size:32px;letter-spacing:-.04em;margin:0 0 10px}.section-lead{color:var(--muted);margin:0 0 22px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:0 7px 22px rgba(26,39,64,.035)}.card h3{margin:8px 0 8px;font-size:20px;letter-spacing:-.025em}.card p{color:var(--muted);margin:0 0 14px;font-size:14px}.amount{font-size:30px;font-weight:900;letter-spacing:-.045em;margin:4px 0}.meta{font-size:13px;color:var(--muted)}.card-link{display:inline-flex;margin-top:14px;color:var(--accent2);font-weight:800;font-size:14px}.notice{background:var(--warn);border:1px solid var(--warn-line);border-radius:16px;padding:16px 18px;color:#6d5324}.notice strong{color:#513c16}.timeline{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.step{background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px}.step .num{font-weight:900;color:var(--accent);font-size:13px}.step h3{font-size:17px;margin:6px 0}.step p{font-size:13px;color:var(--muted);margin:0}.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:15px 17px;margin:10px 0}.faq summary{cursor:pointer;font-weight:800}.faq p{color:var(--muted);font-size:14px;margin:10px 0 0}.page-hero{padding:54px 0 20px}.page-hero h1{font-size:clamp(36px,5vw,56px);letter-spacing:-.05em;line-height:1.07;margin:12px 0}.page-hero p{color:var(--muted);font-size:17px;max-width:760px}.content-grid{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:22px}.article{background:#fff;border:1px solid var(--line);border-radius:22px;padding:28px}.article h2{font-size:27px;letter-spacing:-.035em;margin:30px 0 10px}.article h2:first-child{margin-top:0}.article p,.article li{color:#4e596c}.article ul{padding-left:20px}.fact{display:grid;grid-template-columns:150px 1fr;gap:8px;border-bottom:1px solid var(--line);padding:12px 0}.fact:last-child{border-bottom:0}.fact b{color:#202938}.sidebar{display:flex;flex-direction:column;gap:14px}.side-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px}.side-card h3{margin:0 0 10px;font-size:17px}.side-card a{display:block;padding:7px 0;font-size:14px;color:#455066}.side-card a:hover{color:var(--accent)}.source-list a{word-break:break-all;color:var(--accent2)}.footer{margin-top:54px;border-top:1px solid var(--line);background:#fff}.footer .wrap{padding:28px 0;color:var(--muted);font-size:13px}.footer-links{display:flex;gap:16px;margin-top:8px}.small{font-size:12px;color:var(--muted)}
@media(max-width:860px){.nav{display:none}.hero{padding-top:42px}.hero-grid{grid-template-columns:1fr}.cards{grid-template-columns:1fr}.timeline{grid-template-columns:1fr 1fr}.content-grid{grid-template-columns:1fr}.sidebar{order:-1}.hero h1{font-size:44px}}@media(max-width:520px){.wrap{width:min(100% - 22px,1080px)}.topbar .wrap{font-size:11px}.header-inner{height:58px}.brand{font-size:15px}.hero{padding:30px 0 18px}.hero h1{font-size:38px}.hero p{font-size:16px}.checker{padding:18px;border-radius:20px}.section{padding:26px 0}.section h2{font-size:27px}.timeline{grid-template-columns:1fr}.article{padding:20px}.fact{grid-template-columns:1fr;gap:2px}.amount{font-size:26px}}